Henn v. American Family Mutual Insurance Company

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Henn v. American Family Mutual Insurance Company

Case Number
S-16-0597
Call Date
December 6, 2016
Court Number
Douglas
Case Summary

S-16-0597 Rosemary Henn, individually and on behalf of all others similarly situated (Plaintiff) v. American Family Mutual Insurance Company (Defendant)

United States District Court for the District of Nebraska, Honorable Joseph F. Bataillon, Senior District Judge

Attorneys: Eric R. Chandler, Esq. (Law Offices of Eric R. Chandler, PC, LLO) & Erik D. Peterson (Pro Hoc Vice) (Mehr Fairbanks & Peterson Trial Lawyeers, PLLC) (Plaintiff) --- Batholomew L. McLeay & Brooke H. McCarthy (Kutak Rock LLP) & Michal S. McCarthy (Pro Hoc Vice) & Marie E. Williams (Pro Hoc Vice) (Faegre Baker Daniels LLP) (Defendant) --- Mark C. Laughlin & Robert W. Futhey (Fraser Stryker PC LLO) (Amicus Curiae Brief of State Farm Fire and Casualty Company) --- Daniel P. Chesire (Lamson Dugan & Murray LLP) (Amici Curiae Brief of American Insurance Association, Property Casualty Insurers Association of America and National Association of Mutual Insurance Companies)

Civil: Certified Question of Law from the United States District Court for the District of Nebraska

Question to be answered: May an insurer, in determining the 'actual cash value' of a covered loss, depreciate the cost of labor when the terms 'actual cash value' and 'depreciation' are not defined in the policy and the policy does not explicitly state that labor costs will be depreciated?